IT will be a total of 63 days before Christmas in the Philippines and no doubt that it will be the most joyous time of the year, as always.
But prior to the big celebration announcing the birth of Jesus Christ, the holiday season, being a joyful one, can also be filled with stress as this early, everyone is already thinking of possible gift ideas for their loved ones and for theirr own holiday shopping. The pressure to find the perfect gifts, navigate crowded stores, and manage the budget can, unfortunately, turn the season into a headache.
However, with some careful planning, anyone can enjoy a stress-free holiday shopping experience, discover exciting gift ideas, and even consider convenient payment options to make the most of whatever budget is available.
Consider these five “Wais” tips:
Make a list.
Santa is not the only one who benefits from making a list! Create a detailed shopping list that includes the names of the people to give gifts to, any gift ideas for each of them, and the shops where to find those items in mind. Having a list will keep everything organized, on track, and reduce the likelihood of forgetting anyone or anything.
Set a budget.
Before shopping, establish a clear and realistic budget for holiday spending. Check the list and allocate a specific amount for each person. Sticking to one’s budget will help avoid overspending and refrain from experiencing financial strain during the holiday season.
Start early.
The early bird gets the stress-free shopping experience! Don’t wait until the last minute to start the holiday gift shopping, and purchase gifts well in advance of the holidays. Starting early affords anyone to take advantage of sales and discounts, avoid the holiday rush, and ensures that there’s plenty of time to find the perfect gifts without feeling rushed or pressured.
Explore installment deals.
One of the best-kept secrets of hassle-free holiday shopping is taking advantage of installment deals, especially those that are offered by Home Credit, the go-to destination for this. They offer an extensive range of 0% interest rate installment deals on a variety of products.
Home Credit also makes it easier for shoppers to check amazing holiday sales through its official website or My Home Credit App, or Shoppingmall.ph, an online shopping platform for all authentic smartphones, laptops, gadgets, and home appliances. This platform helps customers find the best deals in stores near them, making it much easier to apply for zero-percent interest rate installment plans and get pre-approved in minutes. They can also chat with a live Sales Agent for more information.
By choosing installment plans, spread the cost of purchases over manageable periods, and keep finances in check during the holiday season.
Home Credit also has any shopper’s back beyond gift shopping. If unexpected bills or the need for extra holiday funds arise, Home Credit offers Qwarta and Cash Loan* to help customers navigate the financial challenges seamlessly. With these alternative payment options, they can enjoy the holiday season while having the financial freedom to purchase what they need and experience what they want at their own pace.
Stay tuned for more deals and discounts!
This holiday season, make a commitment to stress-free shopping by following these expert tips from Home Credit, the country’s leading consumer finance company, who can help anyone breeze through the process of buying presents and avoid the hassle of the holiday rush!
Watch out as well for Home Credit’s biggest and grandest holiday offerings yet. Stay tuned for more 0% interest rate installment deals and other flexible loan offerings for a wide range of products, including mobile phones, tablets, laptops, home appliances, furniture and more!
To know more about the latest updates from Home Credit Philippines, visit its official website, www.homecredit.ph, for their official Facebook, Instagram and TikTok accounts. Customers are also encouraged to download the My Home Credit App on Google Play to learn more about the latest promos and see what’s new in the Marketplace.
Home Credit Philippines is a financing company duly licensed and supervised by the Securities and Exchange Commission (SEC) and the Bangko Sentral ng Pilipinas (BSP).
*Available to select qualified users