As the new year begins, many Filipinos are setting fresh financial goals — saving more, supporting family members, starting a business, or building long-term security. For 2026, Cebuana Lhuillier is positioning itself as a key partner in helping individuals and families turn those intentions into concrete action. As the country’s leading and largest microfinancial services provider, the company continues to expand its ecosystem of accessible financial solutions designed to meet Filipinos at every stage of their financial journey.
Cebuana Lhuillier emphasizes that financial progress does not require drastic changes but can begin with practical and achievable steps. Through its wide range of services, the company aims to empower Filipinos to take control of their finances, whether they are saving their first pesos, protecting their families, or growing their wealth.
One of the most common New Year’s resolutions is saving money, and Cebuana Lhuillier Bank offers an accessible entry point through its Cebuana Savings Account. With a minimum opening balance of just PHP1,000, Filipinos can begin building their financial future without the pressure of large upfront deposits. The account is available both online and through branches nationwide, making it easier for customers to consistently save for personal goals such as travel, emergency funds, or major purchases.
Supporting family members, especially during times of transition or opportunity, remains a priority for many households. Cebuana Lhuillier addresses this need through its bridge financing services, which provide quick access to funds. These include pawning services, All-In Micro Loans, OFW loans, home and vehicle loans, salary-based and sector-specific loans, as well as home and business financing options. Complementing these services is Cebuana Lhuillier Money Transfer, which connects families through more than 3,500 branches nationwide, over 25,000 domestic touchpoints, and more than 3 million global connections, ensuring fast, secure, and reliable remittance services.
For Filipinos looking to turn business ideas into sustainable income, the KaNegosyo Center offers guidance, mentorship, and flexible financing. From business registration to expansion, the program supports aspiring and existing entrepreneurs, helping them transform creativity into financial independence and long-term stability.
Protection is another cornerstone of financial planning, and Cebuana Lhuillier Insurance Brokers provides a broad range of insurance solutions to help Filipinos safeguard what matters most. These include Pamilya Care Plus for family protection, ProtectMax for accidents, disasters, and illness, Mind Care for mental well-being, HealthMax for medical expenses, and CTPL for road accident liabilities. With more than 200 traditional insurance products available, individuals and businesses can choose coverage suited to their specific needs.
To support long-term wealth building, Cebuana Lhuillier also offers practical investment options. These range from gold bars and jewelry to MicroInvest, which allows small amounts to grow steadily over time. Such options help Filipinos hedge against inflation, protect their savings, and plan for future milestones.