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	<title>Atty. Randy Escolango &#8211; Frontpage PH</title>
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		<title>A warning to buyer of 2nd-hand vehicle: No endorsement, No insurance claim</title>
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		<dc:creator><![CDATA[Atty. Randy Escolango]]></dc:creator>
		<pubDate>Tue, 29 Dec 2020 14:48:37 +0000</pubDate>
				<category><![CDATA[Nation]]></category>
		<guid isPermaLink="false">https://frontpageph.com/?p=10905</guid>

					<description><![CDATA[IN the Philippines, pre-owned vehicles are still popular among potential car owners even if dealers of brand-new cars offer good financing options. The number of individuals buying second-hand vehicles is even projected to increase as Filipinos continue to experience rising incomes as a result of the country’s rapid economic growth.]]></description>
		
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		<title>Is it Legal to Have Double Insurance?</title>
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		<dc:creator><![CDATA[Atty. Randy Escolango]]></dc:creator>
		<pubDate>Sat, 31 Oct 2020 16:13:52 +0000</pubDate>
				<category><![CDATA[Nation]]></category>
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					<description><![CDATA[IS availing of two or more insurance policies over the same thing or person allowed? Insurance laws in the Philippines do not prohibit per se the so-called “double insurance”; however, it is important to be aware of its salient elements to avoid going beyond what is lawful. “Double insurance” happens]]></description>
		
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		<title>Insurance Premium: The Real Deal of Paying It</title>
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		<dc:creator><![CDATA[Atty. Randy Escolango]]></dc:creator>
		<pubDate>Mon, 12 Oct 2020 14:51:13 +0000</pubDate>
				<category><![CDATA[Nation]]></category>
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					<description><![CDATA[AVOIDING risks is one of the reasons why people purchase life or property insurance. The buyer of insurance pays a “premium” to be protected against financial losses if the perils and dangers contained in the policy contract happen. The premium paid for an insurance policy is determined partly based on]]></description>
		
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		<title>10 Basic Rights of Policyholders that You Should Know</title>
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		<dc:creator><![CDATA[Atty. Randy Escolango]]></dc:creator>
		<pubDate>Mon, 21 Sep 2020 04:40:14 +0000</pubDate>
				<category><![CDATA[Nation]]></category>
		<guid isPermaLink="false">https://frontpageph.com/?p=3331</guid>

					<description><![CDATA[PEOPLE pin their hopes on insurance policies that provide protection for their lives, especially their loved ones, or their properties, and other insurable interests from possible financial losses, or worse, sudden death, in case of unexpected unfortunate events. However, instead of being safeguarded against these possible losses, insurance policyholders are]]></description>
		
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		<title>Money Back: Should you get return of insurance premium?</title>
		<link>https://frontpageph.com/money-back-should-you-get-return-of-insurance-premium/</link>
					<comments>https://frontpageph.com/money-back-should-you-get-return-of-insurance-premium/#respond</comments>
		
		<dc:creator><![CDATA[Atty. Randy Escolango]]></dc:creator>
		<pubDate>Sun, 23 Aug 2020 11:14:36 +0000</pubDate>
				<category><![CDATA[Nation]]></category>
		<guid isPermaLink="false">https://frontpageph.com/?p=220</guid>

					<description><![CDATA[PREMIUM payments are essential for an insurance system to work. To effectively work as a risk-distributing mechanism, these payments are pooled together by the insurance company to fund the losses of clients who unfortunately experienced the perils stated in their policy. But when clients consistently fail to pay the premium,]]></description>
		
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